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Nextep Funding is there for you!

  • Early buyout options
  • Builds customer credit with successful monthly payments
  • Flexible payment plans
  • No Credit - No Problem
Apply Now Make a Payment

or to pay by Phone, please call our servicer at
+1 (877) 775 3080

How Nextep Funding helps our customers

We know how hard it can be when you need to make a big purchase that doesn’t fit into your bank account’s expectations. Nextep Funding gets you approved for up to $5,000 in minutes, with good, troubled, or no credit at all and buyout options available whenever it is convenient for you. Not to mention, using Nextep allows you to build your credit score with every successful payment you make. Why worry about a large expense when you can finance it with Nextep and leave with an affordable monthly payment? Nextep Funding gives you the control over your money that you deserve in a financing company.

How it Works


Nextep Preferred Retailer


Your Online Application

Check Your Email

For Approval in Seconds


Your in-Store Purchase


Our online application requires only basic personal information and you will have an approval back within seconds.

Customer Reviews

  • "Nextep Funding was quick and helpful when I needed to get my car repaired. I don’t have a lot of money laying around - If it wasn’t for Nextep, I honestly don’t know what I would have done."

    Julia S. - Customer

  • “I was totally satisfied with Nextep’s professionalism. They responded to my needs in a timely manner and kept me informed throughout the process. I will be a repeat customer and tell all my friends!”

    Albert V. - Customer